The contract CCMI

The Contrat de Construction de Maison Individuelle (CCMI) is the standard

contract used in France for the construction of individual houses. This con-

tract offers substantial protection for homeowners, ensuring transparency

and security throughout the building process. Here, we detail the benefits

and process of entering a CCMI with our company, providing clarity and

confidence for our clients in Brittany.

Legal Protections: The CCMI is regulated by French law, which provides

several protections for the homeowner, including strict adherence to buil-

ding codes and the obligation for the builder to complete the house as per

the agreed terms.

Fixed Price Contracts: One of the most significant advantages of the CCMI is

the fixed price stipulated in the contract. This means that the price you agree

upon when you sign the contract is the final cost of construction, protecting

you from any unforeseen price increases.

Guaranteed Delivery Times: The CCMI includes a completion date, which is

legally binding. This guarantees that your home will be completed on time,

barring exceptional circumstances.

Quality Guarantees: The builder must provide a ten-year warranty (garantie

décennale), which covers any significant defects or damages that might

occur after the construction is completed.

"Dommage ouvrage" is a mandatory insurance policy in France that protects

homeowners from structural defects in new buildings or major renovation

projects. This insurance must be taken out before construction begins and

covers the repair costs of any damage related to structural integrity and

compliance with technical standards, without having to prove fault. It is

effective for ten years from the completion of the construction.

One of the primary advantages of "dommage ouvrage" insurance is that it

provides quick compensation to homeowners for damages covered under

the warranty. This means repair work can begin immediately without waiting

for a court decision to determine liability among the construction parties

involved.

This insurance covers significant repair costs due to faults in construction

that affect the solidity of the building or make it unfit for its intended use. It

ensures that homeowners are not out of pocket for these expenses, provi-

ding significant financial security.

Since "dommage ouvrage" is a legal requirement in France, having this insu-

rance ensures compliance with the law. This is crucial for the eventual sale of

the property within the ten-year period, as the insurance is transferable to

the new owner.

 Properties with "dommage ouvrage" insurance are more attractive to buyers

because the insurance continues to provide cover against potential structural

problems, thereby enhancing the property's resale value.